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Terms of Service

Effective Date: September 11, 2026

1. Introduction

These Terms of Service ("Terms") govern your use of the website and services provided by LENDING WAREHOUSE ("we," "our," or "us"). By accessing our website, submitting an inquiry, or using our services, you agree to these Terms.

2. Services

LENDING WAREHOUSE provides mortgage brokerage and related services. Information provided through our website or communications is for informational purposes and does not constitute a commitment to lend, loan approval, or guarantee of financing.

Loan programs, terms, rates, eligibility, and availability may vary and are subject to applicable requirements and approval.

3. Information You Provide

When submitting an inquiry or requesting services, you agree to provide accurate and current information.

You are responsible for ensuring that the contact information you provide, including your email address and telephone number, belongs to you or that you are authorized to provide it.

4. SMS Messaging Terms

LENDING WAREHOUSE may offer SMS messaging for Customer Care and Account Notification purposes.

By affirmatively opting in to receive SMS messages from LENDING WAREHOUSE, you agree to receive text messages related to your inquiry, requested services, customer support, and applicable account or service notifications.

Message frequency may vary. Message and data rates may apply. Consent to receive SMS messages is not a condition of purchase or use of our services.

You may opt out of SMS messages at any time by replying STOP. After opting out, you may receive a confirmation message indicating that you have been unsubscribed.

For assistance, reply HELP or contact us at help@lendingwarehousellc.com.

Your mobile information and SMS opt-in data and consent will be handled in accordance with our Privacy Policy.

No mobile information will be shared with or sold to third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with or sold to any third parties or affiliates for marketing or promotional purposes.

Carriers are not liable for delayed or undelivered messages.

5. Acceptable Use

You agree to use our website and services in compliance with applicable laws and regulations.

You may not:

  • Use our website or services for an unlawful or fraudulent purpose.

  • Attempt to interfere with or disrupt our website, systems, servers, or networks.

  • Attempt to gain unauthorized access to our systems or information.

  • Misrepresent your identity or provide information you are not authorized to provide.

6. Third-Party Services and Websites

Our website or services may contain links to or integrate with websites, products, or services provided by third parties.

LENDING WAREHOUSE does not control and is not responsible for the content, privacy practices, security, availability, or practices of third-party websites or services.

We encourage you to review the applicable terms and privacy policies of third-party services you choose to use.

7. Intellectual Property

The content available through the LENDING WAREHOUSE website, including text, graphics, logos, designs, and other materials, may be protected by intellectual property laws.

Unless otherwise permitted by law or expressly authorized by LENDING WAREHOUSE, you may not reproduce, distribute, modify, or commercially exploit our protected website content without permission.

8. Privacy

Your use of our website and services is also subject to our Privacy Policy.

Our Privacy Policy describes how we collect, use, disclose, and protect personal information, including information associated with SMS communications and opt-in consent.

9. Disclaimer

Information provided through our website and communications is provided for general informational purposes and should not be interpreted as a guarantee of loan approval, financing, rates, terms, or eligibility.

Any financing or mortgage-related transaction is subject to applicable underwriting, verification, program requirements, lender requirements, and other conditions.

10. Limitation of Liability

To the maximum extent permitted by applicable law, LENDING WAREHOUSE will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.

11. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless LENDING WAREHOUSE and its officers, employees, agents, and affiliates from claims, liabilities, damages, losses, and expenses arising from your unlawful misuse of our website or services or your violation of these Terms.

12. Termination

We may restrict or terminate access to our website or services when reasonably necessary, including in cases involving misuse, fraud, unlawful activity, security concerns, or violations of these Terms.

Termination of access to our services does not affect rights or obligations that accrued before termination.

13. Governing Law

These Terms will be governed by applicable law, without regard to conflict-of-law principles.

14. Dispute Resolution

Any dispute arising from these Terms or our services will be handled in accordance with applicable law and any legally enforceable dispute-resolution agreement between you and LENDING WAREHOUSE.

15. Changes to These Terms

We may update these Terms periodically. When changes are made, the revised Terms will be posted on this page and the effective date will be updated as appropriat